Starting a Business with an NSRF Subsidy up to €36,000 for Graduates Complete Guide & Free Pre-Check
Last updated: May 30, 2026 · Guide edited by: Panagiotis Grafakos, MegaProfit
The action "Starting a Business" is the new grant for graduates of the National Strategic Reference Framework (NSRF), also known in the search as NSRF Graduates 2026. It concerns higher education graduates who want to start a new business or already have a newly established business, with a grant from €13,000 to €36,000 and submission through OPSKE.
The check is carried out by MegaProfit under the supervision of Panagiotis Grafakos and covers eligibility, KAD, income, domicile, supporting documents and electronic file before final submission.
NSRF Competitiveness Program 2021-2027 for graduates
who want to start a new business or already have a newly established business.
It provides for €13,000 for a sole proprietorship,
€21,000 for a corporate or multi-shareholder structure and an additional
€15,000 for the creation of a new job.
Applications are submitted to OPSKE from
06/05/2026 to 30/06/2026.
What does the complete guide include
See the key points for the “Starting a Business” program in a nutshell:
beneficiaries, subsidy amounts, deadlines, OPSKE, KAD, eligible expenses,
supporting documents and free pre-assessment of eligibility.
espa.gr, is part of the
NSRF Competitiveness Program 2021-2027 and has been announced
by ELANET as a notice of the program. Funding applications are submitted electronically via OPSKE
from 06/05/2026 to 30/06/2026, 15:00.
The evaluation is comparative, so eligibility alone is not enough;
the correct preparation of the electronic file also counts.
The action is aimed at graduates who want to start a new business
or already have a newly established business, provided they meet the conditions of the invitation.
See in 60 seconds if you have a first indication of eligibility
If you answer “yes” to the following, you have a first indication that it is worth doing
a full pre-check. However, the final check must be made based on the official
invitation, supporting documents, KAD and the electronic file in the OPSKE.
- Have you obtained your first degree after 01/01/2016?
Beneficiaries must have obtained their first degree from a tertiary education institution, i.e. a university or technical institute, after 01/01/2016. - Do you want to establish a business or have you started a business after 01/01/2025?
The action covers businesses under establishment and newly established businesses.
For newly established companies, the start-up in the AADE must have taken place from
01/01/2025 to the date of submission of the application. - Are your KAD and activity eligible?
The activity must be included in the eligible KADs of the action
and be correctly declared in the OPSKE. - Can the electronic file stand without gaps?
It is not enough to have an idea or a degree. You need a correct file, supporting documents,
documentation, KAD, headquarters and careful finalization in the OPSKE.
documents, corporate structure, score and completeness of the file can
affect the application.
Free pre-check · No obligation · Check before submitting to OPSKE
Applications for Starting Business 2026
are personally supported by
Panagiotis Grafakos
,
Economist, Business Consultant, Certified Public Accountant and Founder of MegaProfit.
Read more about
Panagiotis Grafakos, Founder of MegaProfit
.
Starting Business: Quick Summary
The Starting Business action is the new
grant for graduates of the NSRF for the establishment or support of
a newly established business, with 100% financing and comparative evaluation.
Starting Business
NSRF Competitiveness 2021-2027
€70,000,000
06/05/2026, 15:00
30/06/2026, 15:00
OPSKE
100%
Benchmarking
Up to €36,000
Graduates, let’s get started.
If you have a higher education degree and are planning a new business activity,
the program may be the opportunity for your first organized business step.
Budget of the Graduates action by Region
The total public expenditure of the action Starting a Business
amounts to €70,000,000 and is distributed by category of Regions.
This distribution is important, because the assessment is comparative.
€55,000,000
North Aegean, Eastern Macedonia – Thrace, Central Macedonia,
Epirus, Thessaly, Western Greece, Crete, Western Macedonia,
Ionian Islands, Central Greece, Peloponnese.
€15,000,000
Attica and South Aegean.
eligible. The application is ranked based on the score and the available
budget of the Region category to which the investment plan belongs.
Transition Regions, with an available budget
€15,000,000. This does not mean that they are excluded, but the competition
may be more intense because the applications are ranked comparatively.
Starting a Business: Is it the same as the Graduates’ National Scholarship Program?
The program concerns higher education graduates who want to establish a new business or support a newly established business, according to the terms of the call.
In practice, the action Starting a Business covers the search intent that many users describe as
new NSRF for graduates, grant for graduates 2026
or grant for a new graduate business.
Starting Business 2026 is the official action that many are looking for as
NSFA Graduates 2026 or NSFA Graduates.
It provides a subsidy from €13,000 to €36,000
for graduates who want to start or strengthen a newly established business.
How much is the subsidy in START a Business?
The subsidy for graduates in START a Business NSRF
starts from €13,000 and can reach up to
€36,000, depending on the form of the business and the creation of a new job.
| Form of business | Basic subsidy | Additional subsidy | Maximum amount |
|---|---|---|---|
| Sole proprietorship with one beneficiary | €13,000 | +€15,000 for 1 new job | €28,000 |
| Corporate or multi-shareholder structure | €21,000 | +€15,000 for 1 new job | €36,000 |
€21,000 to a corporate or multi-shareholder structure and an additional
€15,000 for the creation of a new job. The maximum amount of subsidy reaches €36,000.
corporate or multi-shareholder structure and the creation of a new job is declared/implemented.
For a sole proprietorship, the maximum with 1 new job reaches €28,000.
What expenses does Start a Business cover?
Start a Business covers
100% of the subsidized budget, using the
simplified cost method. This means that the support is provided
with predetermined amounts for the operation of the new business and, where provided for,
for the creation of a new job.
In simple words: the program does not work like a classic program
for purchasing equipment or covering invoices. The business must be properly organized, operate in the eligible KADs and comply with the terms of the invitation.
Indicative categories of expenses associated with the action
- Business operating expenses
such as rent for business premises, bills, telephony, internet,
heating and other operating needs. - Third-party fees
such as accountant, economist, legal support, business consultant
or support for monitoring the business plan. - Promotion, marketing and networking
such as corporate identity, website, digital marketing, participation in exhibitions
or promotional activities. - Consumables and operating materials
which are necessary for the daily activity of the business. - Equipment or equipment leasing
depending on the needs and nature of the business activity. - Depreciation of fixed assets
where provided for in accordance with the terms of the call. - Insurance contributions
of the beneficiary or partners, if they are related to the operation of the business. - Wage costs of a new job
with additional support of up to €15,000 for one Annual Work Unit,
if the new job is created and verified.
Who is eligible for Starting a Business 2026?
a new business or already have a newly established business, provided that they meet the conditions
of the invitation for degree, income, work, headquarters, KAD and other conditions of participation.
Under establishment or newly established business: what is the difference?
The invitation distinguishes businesses into two basic categories:
under establishment and Newly established.
Enterprises under establishment are those that will be established
after the date of submission of the funding application and no later
than 365 days after the electronic notification of the final approval.
They must operate exclusively in eligible KAD
throughout the implementation period and until repayment.
Newly established are those that have been established
from 01/01/2025 until the date of submission of the application.
For them, the invitation is particularly strict: they must have
continuous operation exclusively in eligible KAD
from the date of commencement at the AADE and until the repayment of the investment.
Crucial for newly established businesses after 01/01/2025:
If you have already started, it is not enough to add an eligible KAD just before the application.
It must be checked whether the business had, since its inception, in the AADE
exclusively eligible KAD of the action.
This is a high risk point for rejection or a problem in implementation,
therefore a check is needed before the final submission to the OPSKE.
The action is not a general program for everyone. It concerns a specific category of beneficiaries
and requires careful checking before applying.
- Be a graduate of higher education, according to the terms of the call.
- Want to establish a new business or already have a newly established business.
- For a newly established business, the start-up must have taken place from 01/01/2025
until the date of submission of the application. - The business activity must be included in the eligible sectors / KAD of the action.
- Meet the income criteria and restrictions of the call.
- The business must operate in a suitable professional space and not in an unacceptable location.
- There must be no reason to be excluded from another subsidy, salaried employment, pension or participation in another business,
where this is prohibited by the invitation.
degree, start date, income, KAD, seat, job, participations and possible grade picture.
Πριν υποβάλεις αίτηση στο ΟΠΣΚΕ για το Ξεκινώ Επιχειρηματικά 2026
Δες τα βασικά βήματα και τα λάθη που πρέπει να αποφύγεις πριν την οριστική υποβολή. Είναι σημαντικό να ελεγχθούν σωστά ο ΚΑΔ, το πτυχίο, η ημερομηνία έναρξης, η έδρα, τα δικαιολογητικά και το επιχειρηματικό σχέδιο.
Δες τον Οδηγό για την Αίτηση στο ΟΠΣΚΕEligible KAD
Who are the Eligible KAD for the Starting a Business action?
The Eligible KAD of the call includes thousands of full bussiness
activities in different sectors of the economy. The largest groups
mainly concern wholesale trade, manufacturing, professional and
technical services, IT, health, construction, education
and special services.
at the final activity level
based on the structure of KADs
of economic activity
Wholesale & commercial agents
A large number of wholesale, commercial intermediation, product representation and professional commercial services activities are included.
Processing, production & crafts
Includes activities of production, processing, construction,
food, equipment, clothing, chemicals, metal and specialty products.
Professional, scientific & technical services
Indicatively: engineers, architects, technical studies, consultants,
legal, accounting, administrative and specialized professional services.
Information technology, software & digital services
Indicatively: software development, websites, e-shops, databases,
digital applications, IT services and technical support.
Health, therapeutic & support services
Includes health activities, therapeutic services,
paramedical services, care services and professional support.
Construction, installation & technical occupations
Includes construction activities, technical work,
installation, maintenance, repairs and specialized technical services.
Education & training
Indicatively: educational services, training, online courses,
supportive teaching and specialized learning services.
Creative occupations, arts & communication
Indicatively: advertising, graphic design, photography, video, content production,
branding, communication, artistic and creative services.
The fact that a KAD is on the eligible list does not automatically mean that the application is approved.
It must be checked whether the activity is related to the degree, whether the beneficiary meets the conditions
of the call, whether the start-up is eligible and whether the business plan is properly documented.
Not sure if your KAD or business idea fits the program?
Request a free pre-check of KAD & eligibility
eligible KADs in Xekino Epicheirimatika 2026
Industries that need attention
Popular activities that do not seem to be clearly covered by the eligible list
Many interested parties consider investing in sectors such as catering,
coffee, retail, e-shop resale, transportation, agricultural production or
vehicle trade. However, the eligible KAD list of the program does not
cover all market activities. Therefore, the check should
be made on the exact KAD and not only on the general business idea.
Food, café, bar & catering
The basic KADs of classic catering, such as restaurants, cafés, bars,
snack bars and catering, do not seem to be included in the eligible
list. Only a specific mediation activity for
food and beverage sales services appears.
Retail trade & e-shop resale
The list includes a large number of wholesale trade activities,
however, classic retail trade does not seem to appear as a general
eligible category. For e-shops, special attention needs to be paid to the exact KAD.
Trade, maintenance & vehicle repair
The basic category for trade, maintenance
and repair of cars or motorcycles does not seem to be included. Such business ideas
need a separate check before the application can proceed.
Agricultural production, livestock & fishing
Primary crop and livestock production, as well as fishing, do not seem to
be covered as basic eligible activities. Otherwise, specific services or processing activities may
be considered.
Transport, taxis, trucks & buses
The basic land, water and air transport do not seem to
be included in the eligible list. However, there are some specific activities of storage, transport support or courier.
Finance, insurance & gambling
Financial and insurance activities, as well as gambling and betting activities, do not appear to be included.
In several sectors there is a big difference between production, processing,
wholesale, retail, service, mediation or simple resale.
For this, the general description “I want to open a business” is not enough. The exact KAD, the relevance to the degree and the structure of the business plan must be checked.
Do you have a business idea in a sector that you are not sure if it is covered?
Take a free pre-check before you start
For more detailed guidance, see MegaProfit’s special guide for
eligible KADs in Xekino Epicheirimatika 2026
Who is excluded from Starting a Business 2026?
such as degree, income, professional status, suitable headquarters, eligible activity
or restrictions on participation in other businesses and subsidized programs.
Before applying, the basic “cutters” must be carefully checked, because a mistake
in these points can lead to rejection or problems in implementation.
- First degree that does not meet the time limit of the call.
- Individual income above the permitted limit.
- Employment at the start or during implementation, where this is prohibited.
- Receipt of an old-age pension.
- Headquarters in a residence or in a place that is not considered a suitable professional place.
- Co-location with another business, when there is no clear and distinct function.
- Participation in another business or other subsidized program, if it creates incompatibility.
- Ineligible KAD or activity not covered by the action.
- Incomplete or incorrect supporting documents in the electronic file.
It must be acceptable for the action and not create an issue of residence, co-location or non-separate operation.
First, do a pre-check to know if it is worth proceeding.
How is the application scored in Starting a Business?
The evaluation is comparative — not in order of priority.
This means that those who submit first are not automatically approved. Applications submitted
by the deadline are evaluated and ranked based on the criteria of the call.
The final score is based on 4 main groups of criteria:
beneficiary characteristics, regional/macroeconomic criteria,
business model and social criteria.
The application is not only judged by eligibility, but also by comparative evaluation.
See in detail
how the application is scored in Xekino Epifiremetika 2026
which criteria have greater weight and how they affect the overall picture of the file.
| Group of criteria |
Weight | What is examined |
|---|---|---|
| Group A | 35% | Professional experience and level of qualification. |
| Group B | 35% | Regional and macroeconomic criteria, such as implementation area and relevant regional data. |
| Group C | 15% | Corporate or multi-shareholder structure and intention to create a new job. |
| Group D | 15% | Social criteria, such as certified disability of the beneficiary. |
Final score type:
Total score = Group A × 35% + Group B × 35% + Group C × 15% + Group D × 15%.
What does this mean in practice?
It is not enough to be eligible. You also need to have a good score.
The implementation area, level of study, experience, corporate structure and potential recruitment
can affect the final ranking.
Starting Business 2026 is evaluated comparatively.
The score is based on 35% on the characteristics of the beneficiary,
35% on regional criteria, 15%
on the business model and the new job and 15%
on social criteria.
How is the subsidy paid?
is linked to the verified operation of the business at six-monthly milestones.
For the basic support, up to 3 milestones of verified operation are foreseen,
corresponding to a period of up to 18 months. Public funding is paid by EFEPAE, after a request for payment of aid
and verification.
Semester4,300€7,000€
| Implementation Milestone |
Individual business | Corporate Scheme |
|---|---|---|
| First Semester | €4,400 | €7,000 |
| Second Semester | ||
| 3rd Semester | 4,300€ | 7,000€ |
| Total basic | 13,000€ | 21,000€ |
two or even three semesters of verified operation cumulatively,
attaching the necessary supporting documents to the OPSKE.
If it only completes two semesters, the corresponding grant is
€8,700 for a sole proprietorship or €14,000
for a corporate / multi-shareholder structure.
the revocation of the inclusion decision and the recovery of any public funding,
in accordance with the current institutional framework.
when the creation of a new job has been declared in the application and verified during implementation, i.e. 1 Annual Work Unit (AWU).
milestones of verified operation. For a sole proprietorship,
4,400€, 4,300€ and 4,300€ are provided, while for a corporate or multi-shareholder structure,
7,000€ per semester are provided. The beneficiary can also request payment cumulatively for
two or three semesters.
What supporting documents are needed for the application?
The supporting documents are not the same for everyone.
The electronic application file differs depending on whether the business is
under establishment or newly established. Therefore, before submission,
the data and files that will be uploaded to OPSKE must be carefully checked.
For example, for the application to Starting Business
tax information, academic qualifications, company information,
professional seat information and responsible declarations may be required.
- E1 and tax return of the last available tax year,
where required. - Copy of degree or other academic qualification that documents eligibility.
- Documents of professional experience, if used for the score.
- Information on legal status and operation, especially for newly established businesses.
- Corporate composition / representation information, when the application concerns a corporate or multi-share company format.
- Professional establishment details, such as a lease or other appropriate proof.
- Sworn declarations and other documents provided for in the call.
- Any other element that substantiates the application data and the evaluation criteria.
Critical point: an incomplete file may lead to rejection.
The call states that the electronic application file must include
all required supporting documents, as applicable, in a non-editable
electronic file format, such as PDF.
This means that even if the interested party meets the basic eligibility criteria,
an incomplete or incorrectly uploaded file may lead to rejection of the application.
This is where the MegaProfit pre-check helps.
Before submitting to the OPSKE, we check if basic supporting documents are missing,
if there are points that need correction and if the file is organized
based on the category of the beneficiary: under-established or newly established business.
OPSKE & Application Submission
Before applying to OPSKE, see the steps and mistakes to avoid
The application for Starting a Business 2026 is made digitally through OPSKE.
Before proceeding with the final submission, it is important to correctly check
the KAD, the degree, the start date, the headquarters, the supporting documents and the business plan.
For the steps of the electronic submission, see the detailed guide:
Application to OPSKE for I Start Business 2026
.
Free Precheck for Starting Business 2026
Before you start or finalize your application to OPSKE, you can do an initial precheck
of eligibility with the MegaProfit team and receive support for the correct preparation,
completion and submission of the electronic file. The goal is to identify in a timely manner
possible problems in degree, KAD, income, headquarters, work, corporate structure and
electronic file.
the date of acquisition of the degree, the business idea, the CAC, the seat, the income,
the employment status, the possible participation in another business and the completeness of the file.
-
- Degree check: whether the degree meets the terms of the invitation.
- Check business idea and CAC: whether the activity can fit properly into the program.
- Check income and employment status: to identify possible reasons for exclusion.
- Check seat: whether the professional space is suitable and does not create a problem.
- Check corporate structure: if it is beneficial sole proprietorship or corporate/multi-shareholder scheme.
- Checking a new job: whether the additional support of €15,000 is realistic and safe.
- Checking an electronic file: to reduce the risk of rejection due to incomplete supporting documents.
- Supporting correct submission to the OPSKE: checking the basic fields,
the attached files and the procedure before finalizing the application.
By submitting the application electronically on time, the application is time-stamped in the OPSKE
with the date and time of finalization. Errors in the fields, incomplete files or an incomplete application can create a
serious problem in the evaluation or even cause the submission to not be accepted.
If a supporting document is missing or there is an error in the application, there may not be enough time
to correct it before final submission.
How MegaProfit helps you in 3 steps
Support is not limited to simple updates. The goal is to check whether you can proceed safely and to organize the file correctly before submitting it to the OPSKE.
and finally we support the correct preparation for the electronic submission.
Initial pre-eligibility check
We check the basic information: degree, start date, income, job,
headquarters, KAD, corporate structure and possible participation in another company.
Organization of the file and supporting documents
We identify which supporting documents are needed, which are missing and which points need to be
corrected before the application proceeds. This reduces the risk of an incomplete file.
Support for submission to the OPSKE
We support the correct preparation of the application, checking the key fields,
the attached files and the process before finalization.
Errors in the data, inconsistencies or deficiencies in the supporting documents can affect
the evaluation or lead to rejection.
Αν έχετε ήδη ελέγξει τα βασικά στοιχεία και θέλετε πιο αναλυτική αξιολόγηση,
μπορείτε να συμπληρώσετε τον
τελικό έλεγχο επιλεξιμότητας για το Ξεκινώ Επιχειρηματικά
.
Συχνές ερωτήσεις για το Ξεκινώ Επιχειρηματικά 2026
Συγκεντρώσαμε τις βασικές ερωτήσεις για τη δράση
Ξεκινώ Επιχειρηματικά 2026, την επιδότηση πτυχιούχων,
τους επιλέξιμους ΚΑΔ, τον ηλεκτρονικό φάκελο, τον προϋπολογισμό ανά Περιφέρεια
και την υποβολή στο ΟΠΣΚΕ.
Τι είναι το Ξεκινώ Επιχειρηματικά ;
Προγράμματος Ανταγωνιστικότητα ΕΣΠΑ 2021-2027 που ενισχύει
νέες επιχειρήσεις πτυχιούχων για την πρώτη περίοδο λειτουργίας τους και,
συμπληρωματικά, τη δημιουργία νέας θέσης εργασίας.
Είναι το ίδιο με το ΕΣΠΑ Πτυχιούχοι 2026;
επιδότηση πτυχιούχων ή νέο ΕΣΠΑ για πτυχιούχους.
Το επίσημο όνομα της δράσης είναι «Ξεκινώ Επιχειρηματικά».
Το πρόγραμμα λέγεται «Ξεκινώ» ή «Ξεκινάω Επιχειρηματικά»;
Πολλοί ενδιαφερόμενοι το αναζητούν και ως ξεκινάω επιχειρηματικά
ή ξεκινάω επιχειρηματικά 2026, όμως πρόκειται για την ίδια δράση
επιδότησης πτυχιούχων μέσω ΕΣΠΑ.
Ποια είναι η βασική προϋπόθεση για το πτυχίο;
από ίδρυμα τριτοβάθμιας εκπαίδευσης, δηλαδή ΑΕΙ ή ΤΕΙ,
μετά την 01/01/2016. Το σημείο αυτό χρειάζεται προσεκτική
τεκμηρίωση στον ηλεκτρονικό φάκελο.
Ποια είναι η διαφορά ανάμεσα σε υπό σύσταση και νεοσύστατη επιχείρηση;
της αίτησης και μέσα στο προβλεπόμενο χρονικό πλαίσιο μετά την έγκριση.
Νεοσύστατη είναι η επιχείρηση που έχει συσταθεί από
01/01/2025 έως την ημερομηνία υποβολής της αίτησης χρηματοδότησης.
Τι ισχύει για τους επιλέξιμους ΚΑΔ;
της πρόσκλησης. Για τις υπό σύσταση επιχειρήσεις, η δραστηριοποίηση πρέπει να γίνει
αποκλειστικά σε επιλέξιμους ΚΑΔ. Για τις νεοσύστατες, πρέπει να υπάρχει συνεχής
λειτουργία αποκλειστικά σε επιλέξιμους ΚΑΔ από την ημερομηνία έναρξης στην ΑΑΔΕ
και μέχρι την αποπληρωμή.
Αν έχω ήδη κάνει έναρξη μετά την 01/01/2025, μπορώ να συμμετάσχω;
01/01/2025 έως την ημερομηνία υποβολής και πληροί τους όρους
της πρόσκλησης. Το κρίσιμο σημείο είναι να ελεγχθεί αν από την έναρξη στην ΑΑΔΕ
λειτουργεί αποκλειστικά σε επιλέξιμους ΚΑΔ.
Αρκεί να προσθέσω τώρα έναν επιλέξιμο ΚΑΔ πριν την αίτηση;
επιλέξιμος ΚΑΔ λίγο πριν την αίτηση. Πρέπει να εξεταστεί αν η επιχείρηση είχε
συνεχή λειτουργία αποκλειστικά σε επιλέξιμους ΚΑΔ από την ημερομηνία έναρξης
στην ΑΑΔΕ.
Πόση είναι η επιδότηση;
δικαιούχο και 21.000€ για εταιρικό ή πολυμετοχικό σχήμα.
Μπορεί να προστεθεί επιπλέον ποσό έως 15.000€ για δημιουργία
νέας θέσης εργασίας, δηλαδή 1 ΕΜΕ.
Πώς κατανέμεται ο προϋπολογισμός των 70.000.000€;
Από αυτά, 55.000.000€ αφορούν τις Λιγότερο Ανεπτυγμένες
Περιφέρειες και 15.000.000€ τις Περιφέρειες σε Μετάβαση,
δηλαδή Αττική και Νότιο Αιγαίο.
Τι σημαίνει ο προϋπολογισμός για την Αττική και το Νότιο Αιγαίο;
με διαθέσιμο προϋπολογισμό 15.000.000€. Αυτό δεν σημαίνει ότι
αποκλείονται, αλλά επειδή η αξιολόγηση είναι συγκριτική, ο ανταγωνισμός μπορεί
να είναι πιο έντονος.
Πότε υποβάλλονται οι αιτήσεις;
06/05/2026, ώρα 15:00 έως
30/06/2026, ώρα 15:00. Μετά τη λήξη της προθεσμίας δεν γίνεται
αποδεκτή νέα ηλεκτρονική υποβολή.
Η αξιολόγηση γίνεται με σειρά προτεραιότητας;
που υποβάλλονται μέσα στην προθεσμία αξιολογούνται και κατατάσσονται με βάση
τα κριτήρια της πρόσκλησης.
Πώς βαθμολογείται η αίτηση στο Ξεκινώ Επιχειρηματικά 2026;
επαγγελματική εμπειρία και επίπεδο σπουδών (35%),
περιφερειακά και μακροοικονομικά κριτήρια (35%),
εταιρικό σχήμα και νέα θέση εργασίας (15%) και
κοινωνικά κριτήρια όπως πιστοποιημένη αναπηρία (15%).
Πώς καταβάλλεται η επιδότηση στο Ξεκινώ Επιχειρηματικά ;
διάρκειας έως 18 μηνών. Για ατομική επιχείρηση:
4.400€, 4.300€ και 4.300€ ανά εξάμηνο. Για εταιρικό ή πολυμετοχικό σχήμα:
7.000€ ανά εξάμηνο. Η καταβολή γίνεται από τον ΕΦΕΠΑΕ μετά από αίτημα
και επαλήθευση.
Ποιες δαπάνες είναι επιλέξιμες στο Ξεκινώ Επιχειρηματικά 2026;
απλοποιημένου κόστους και με κατ’ αποκοπή ποσά. Αυτό σημαίνει ότι δεν λειτουργεί
όπως ένα κλασικό πρόγραμμα όπου ο δικαιούχος πληρώνεται απλώς με βάση κάθε τιμολόγιο δαπάνης.
Ενδεικτικά, η δράση συνδέεται με δαπάνες όπως λειτουργικά έξοδα,
αμοιβές τρίτων, προβολή και δικτύωση, αναλώσιμα,
εξοπλισμό ή χρηματοδοτική μίσθωση εξοπλισμού, ασφαλιστικές εισφορές
και κόστος νέας θέσης εργασίας, εφόσον προβλέπεται και επαληθευθεί σύμφωνα με τους
όρους της πρόσκλησης.
Τι γίνεται αν ο ηλεκτρονικός φάκελος είναι ελλιπής;
απόρριψη του επενδυτικού σχεδίου. Για αυτό χρειάζεται έλεγχος
δικαιολογητικών, σωστή οργάνωση αρχείων και προσεκτική υποβολή στο ΟΠΣΚΕ.
Ποιες είναι οι επίσημες πηγές για τη δράση;
Πρόγραμμα Ανταγωνιστικότητα ΕΣΠΑ 2021-2027, η
ΕΛΑΝΕΤ και το επίσημο PDF της πρόσκλησης.
Αν ο ΚΑΔ μου είναι επιλέξιμος στο Ξεκινώ Επιχειρηματικά 2026, σημαίνει ότι θα εγκριθώ;
είναι βασική προϋπόθεση, αλλά δεν αρκεί από μόνη της για έγκριση.
Πρέπει να εξεταστεί αν η δραστηριότητα έχει συνάφεια με το πτυχίο, αν ο δικαιούχος
πληροί τους όρους του προγράμματος πτυχιούχων, αν η έναρξη είναι επιλέξιμη
και αν το επιχειρηματικό σχέδιο τεκμηριώνεται σωστά. Για αυτό, πριν γίνει η αίτηση
στο πρόγραμμα που πολλοί αναζητούν και ως Ξεκινάω Επιχειρηματικά,
χρειάζεται προέλεγχος ΚΑΔ και συνολικής επιλεξιμότητας.
Είναι επιλέξιμο το λιανικό εμπόριο ή ένα e-shop στο πρόγραμμα πτυχιούχων;
το κλασικό λιανικό εμπόριο δεν φαίνεται να εμφανίζεται ως γενική επιλέξιμη κατηγορία ΚΑΔ.
Ο επιλέξιμος κατάλογος περιλαμβάνει κυρίως δραστηριότητες χονδρικού εμπορίου,
εμπορικής διαμεσολάβησης, παραγωγής, μεταποίησης και υπηρεσιών.
Για ένα e-shop χρειάζεται ιδιαίτερη προσοχή, γιατί άλλο είναι η απλή μεταπώληση προϊόντων
και άλλο μια δραστηριότητα παραγωγής, υπηρεσίας, digital εφαρμογής ή εμπορικής διαμεσολάβησης.
Επομένως, για το Ξεκινάω Επιχειρηματικά πρέπει να ελεγχθεί ο ακριβής ΚΑΔ
πριν ξεκινήσει η προετοιμασία της αίτησης.
Μπορώ να ανοίξω καφέ, εστιατόριο ή επιχείρηση εστίασης με το Ξεκινώ Επιχειρηματικά ;
όπως καφέ, καφετέρια, εστιατόριο, bar, αναψυκτήριο ή catering, δεν φαίνεται να
περιλαμβάνονται καθαρά στον επιλέξιμο κατάλογο ΚΑΔ της πρόσκλησης.
Στον κατάλογο εμφανίζεται ειδική δραστηριότητα διαμεσολάβησης για υπηρεσίες πώλησης
τροφίμων και ποτών, αλλά όχι η απλή λειτουργία καταστήματος εστίασης.
Διαφορετικά μπορεί να εξεταστεί δραστηριότητα παραγωγής ή μεταποίησης τροφίμων,
εφόσον ο ακριβής ΚΑΔ είναι επιλέξιμος και υπάρχει συνάφεια με το πτυχίο.
Επομένως, για όσους ενδιαφέρονται για το πρόγραμμα πτυχιούχων
ή το αναζητούν ως Ξεκινάω Επιχειρηματικά, η εστίαση χρειάζεται
ξεχωριστό προέλεγχο πριν ξεκινήσει η αίτηση.
Πώς βοηθά το MegaProfit;
ΚΑΔ, εισοδήματος, έδρας, δικαιολογητικών, ηλεκτρονικού φακέλου και υποστήριξη
για σωστή προετοιμασία πριν την οριστική υποβολή στο ΟΠΣΚΕ.
«Ξεκινώ Επιχειρηματικά» στο espa.gr,
στο Πρόγραμμα Ανταγωνιστικότητα ΕΣΠΑ 2021-2027,
στην ανακοίνωση της ΕΛΑΝΕΤ και στο επίσημο PDF της πρόσκλησης.
